Randy has long been independent-minded in his views. He declines to take the more traditional approach of standardized formulas applied to individual needs, and subscribes to the belief that each client is, in fact, unique.
Over the years, he has seen well-intentioned advice delivered, but often without full disclosure. Good financial advice given without thought to the ramifications it might have in other arenas (legal and tax, for instance) is, for Randy, one of the primary reasons he prefers to work as an independent financial advisor. As needed, Randy will consult on his clients' behalf with tax and legal experts regarding the broader implications of proposed strategies. He does so in order to fully consider all components of his clients' decisions.
Additionally, Randy's advice is independent of the sale of any financial product. He in the position to make recommendations for his clients that are not bound by proprietary issues, and Randy operates without the reliance on product that is the reality of so many financial service platforms. It ensures that he is able to give unfettered advice, and Randy's independence and objectivity translates to greater freedom of choice for his clients.